HOW TO HELP CTOS BLACKLIST APPLICANT TO GET LOAN
CTOS contains information on trade credit defaulters such as P1 Wimax, Maxis, Digi, Astro, etc, as well as information on any pending litigation and bankruptcy cases.
CAN CCRIS BLACKLISTED APPLICANT APPLY FOR HOUSING LOAN
Bank usually reject CCRIS blacklisted housing loan applicant based on the repayment records in CCRIS, which indicate unfavourable repayment habits shown by the applicant.
FEATURES OF HOUSING LOAN AND FEES INVOLVED
Property buyers should understand the different types and features of housing loans, with the hope that they can select the right type of housing loan that meets their needs. Also not forgetting the fees involved in buying properties.
HOW BANK APPROVES YOUR LOAN
Debt Service Ratio (DSR) is a method used by banks to determine the approval of loan, know how they calculate to increase the chance of approval.
5 MAIN REASON BANKS REJECT LOAN APPLICATION
Bad credit history, too many loans and erratic or low income are the factors banks reject your loan. Know what they dislike to increase the chance of approval.
RULES AND REGULATIONS ON LOAN- HOW TO FINANCE YOUR PROPERTY
Approval of loans are guided by written and unwritten rules; down payment of 30% for third property. Learn the rule to increase the chance of approval.